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Which is better: Visa or Mastercard?

Angelina Ivanova
Angelina Ivanova
August 17, 2011
Which is better: Visa or Mastercard?

In the modern world, people are increasingly using plastic cards to pay for goods, to store money on them, as a credit card and much more. Each plastic card belongs to one of the payment systems, which are Visa and Mastercard.

Which is better: Visa or Mastercard

If you are only at the stage of choosing a plastic card, then we suggest that you familiarize yourself with the following material.

In fact, Visa and Mastercard are equal payment systems in many ways. By purchasing them, you can be sure that you will not lose, because they are recognized by world leaders. It all depends on the individual preferences of the person, as well as on some features of his goals, which will be discussed further.

  • Of course, the number of retail outlets and ATMs where Visa and Mastercard cards are accepted is simply huge! Therefore, whatever payment system you choose, you can use your card almost everywhere. But if it’s so important to you, then Visa plastic cards are more common in Russia. Visa holds 40% of the Russian market, and Mastercard - 25%.The remaining 35% is divided between other payment systems.
  • If you purchase a plastic card for a trip abroad, then it may be useful for you to find out the following. Visa card is mainly dollar, therefore operations with it are carried out through this American currency. Suppose you come to Europe, you want to pay for goods in euros. In this case, there will be a complex conversion of funds: from your rubles into dollars, and only then into euros. Of course, you will lose something on this, usually from 1% to 4%. And when using the MasterCard payment system, rubles are automatically converted straight into the currency you wish. Please also note that MasterCard is distributed everywhere in Europe and on the African continent. Visa plastic cards are especially popular in the USA, Mexico, Canada, Australia and Latin America.

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