What Your Grown Child Needs To Hear If He's Still Living With You -- Dr. Phil



Why I Still Give My Adult Kids Money

With the cost of living rising higher than ever, and salaries not increasing to match the costs, it’s no wonder that our adult children and grandchildren are perhaps one of the worst off generations of the last century. 

And now, alongside all of this financial turmoil, personal finance experts have revealed that by the age of 30, people should have saved up around six months worth of living expenses – a grand total of £13,800. But with larger student loans to pay than ever before, saving up this amount of money before the age of 30 remains a pipe-dream for many of our adult kids.

So it’s perhaps no wonder that more of us than ever are subsidising our children’s lifestyles. Whether it’s a car, a flat deposit, or money to help them pay rent through their unpaid internship, sometimes it only feels right to help out if we can…

Do you give your older children money? We spoke to 10 women who do, to find out why they still help to finance their adult kids’ lives…

1. “Our 22 year-old daughter is super talented, but she’s newly out of college and the only way to get a job in media is to do work experience and internships. She’s very grateful and I’m proud she’s getting a toe hold in a competitive area.”

2. “My son and his girlfriend, both 33, work full time. But their jobs mean they have to live close enough to London to commute in – without our help towards a deposit they’ll never be able to buy. We don’t want them to be paying super high rents forever to a landlord who is making money out of buy-to-let.”

3. “My 39 year-old daughter’s split from her long-term partner of ten years and is trying to put her life back together. She lives in the country but has never learnt to drive. I can’t mend her broken heart but I can buy her a second-hand car and driving lessons.”

4. “My son’s at uni and we pay his phone contract. If we didn’t he would be even more in debt or – even more likely – not able to afford to pay it, and then we wouldn’t hear from him!”

5. “I love going clothes shopping with my 28 year-old daughter. She doesn’t earn a huge amount and buying her an outfit gives me great pleasure. Is that a crime?”

6. “My 18 year-old son has gone on a gap year and saved half the money from working in a restaurant and we’ve matched what he saved. I never did anything like that but I’m so pleased to give him the chance.”

7. “My 35 year-old son suffers from depression and recently lost his job. He lives in a shared house and we’re paying his rent and bills to support him. We’ve said we’ll do this for six months. I don’t think it would do any of us any good if he came home to live.”

8. “We want our 19 year-old daughter to drive a safe car that wont break down, so we bought her a good second-hand one and pay to keep it serviced and taxed. She pays insurance and petrol.”

9. “Our 26 year-old son has a job in Edinburgh and I send him train tickets – or sometimes plane tickets – to be able to visit us in London for long weekends.”

10.






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Date: 06.12.2018, 18:29 / Views: 72242